Bread Financial FY2026 EPS Forecast Raised by Zacks Research

by · The Cerbat Gem

Bread Financial Holdings, Inc. (NYSE:BFH – Free Report) – Research analysts at Zacks Research boosted their FY2026 earnings estimates for shares of Bread Financial in a report released on Thursday, August 6th. Zacks Research analyst Team now anticipates that the company will post earnings of $11.78 per share for the year, up from their prior estimate of $10.38. Zacks Research has a “Hold” rating on the stock. The consensus estimate for Bread Financial’s current full-year earnings is $12.10 per share. Zacks Research also issued estimates for Bread Financial’s FY2027 earnings at $11.51 EPS, Q2 2028 earnings at $3.00 EPS and FY2028 earnings at $12.48 EPS.

Bread Financial (NYSE:BFH – Get Free Report) last posted its earnings results on Thursday, July 23rd. The company reported $3.55 EPS for the quarter, topping the consensus estimate of $2.74 by $0.81. The firm had revenue of $992.00 million during the quarter, compared to analysts’ expectations of $959.32 million. Bread Financial had a net margin of 11.95% and a return on equity of 18.42%. The company’s quarterly revenue was up 6.9% compared to the same quarter last year. During the same period last year, the company posted $3.15 EPS.

Several other analysts have also commented on the stock. Wolfe Research restated a “positive” rating on shares of Bread Financial in a report on Wednesday, June 10th. Bank of America reiterated a “buy” rating and set a $108.00 target price on shares of Bread Financial in a report on Wednesday, June 10th. Morgan Stanley set a $107.00 price objective on Bread Financial in a report on Friday, July 24th. Barclays boosted their target price on shares of Bread Financial from $104.00 to $109.00 and gave the company an “equal weight” rating in a report on Friday, July 24th. Finally, Loop Capital initiated coverage on shares of Bread Financial in a research note on Thursday, May 21st. They issued a “buy” rating and a $104.00 price target for the company. Eight equities research analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat, the company has an average rating of “Hold” and a consensus price target of $110.58.

Read Our Latest Stock Analysis on BFH

Bread Financial Price Performance

Shares of NYSE BFH opened at $107.93 on Monday. Bread Financial has a 1 year low of $53.83 and a 1 year high of $114.12. The stock has a market capitalization of $4.15 billion, a P/E ratio of 8.42, a P/E/G ratio of 0.69 and a beta of 1.11. The company’s 50-day moving average is $102.43 and its 200 day moving average is $87.14. The company has a debt-to-equity ratio of 0.25, a current ratio of 1.17 and a quick ratio of 1.17.

Hedge Funds Weigh In On Bread Financial

Hedge funds have recently bought and sold shares of the company. BlackRock Inc. bought a new stake in Bread Financial during the 2nd quarter valued at about $421,314,000. Dimensional Fund Advisors LP lifted its stake in shares of Bread Financial by 0.3% in the first quarter. Dimensional Fund Advisors LP now owns 3,086,060 shares of the company’s stock worth $231,111,000 after buying an additional 9,854 shares in the last quarter. Franklin Resources Inc. lifted its stake in shares of Bread Financial by 17.3% in the fourth quarter. Franklin Resources Inc. now owns 2,029,894 shares of the company’s stock worth $150,273,000 after buying an additional 299,439 shares in the last quarter. Geode Capital Management LLC grew its holdings in shares of Bread Financial by 1.2% during the fourth quarter. Geode Capital Management LLC now owns 1,159,731 shares of the company’s stock valued at $85,866,000 after buying an additional 14,257 shares during the last quarter. Finally, Allianz Asset Management GmbH grew its holdings in shares of Bread Financial by 21.6% during the fourth quarter. Allianz Asset Management GmbH now owns 1,147,366 shares of the company’s stock valued at $84,940,000 after buying an additional 203,707 shares during the last quarter. Institutional investors own 99.52% of the company’s stock.

Insider Activity at Bread Financial

In other news, Director Praniti Lakhwara sold 2,802 shares of the stock in a transaction on Tuesday, July 28th. The stock was sold at an average price of $106.12, for a total value of $297,348.24. Following the sale, the director directly owned 4,458 shares of the company’s stock, valued at approximately $473,082.96. This represents a 38.60% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, CEO Ralph J. Andretta sold 15,000 shares of the firm’s stock in a transaction on Friday, May 29th. The shares were sold at an average price of $89.10, for a total value of $1,336,500.00. Following the transaction, the chief executive officer owned 582,241 shares of the company’s stock, valued at $51,877,673.10. The trade was a 2.51% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.30% of the stock is owned by corporate insiders.

Bread Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 15th. Investors of record on Monday, August 31st will be given a dividend of $0.23 per share. This represents a $0.92 dividend on an annualized basis and a yield of 0.9%. The ex-dividend date of this dividend is Monday, August 31st. Bread Financial’s dividend payout ratio (DPR) is 7.18%.

Bread Financial Company Profile

(Get Free Report)

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.

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