Merchants Bancorp (NASDAQ:MBIN) Shares Down 4.4% – Here’s Why

19 Dec 2025, 16:12 by Scott Moore · The Cerbat Gem

Merchants Bancorp (NASDAQ:MBIN – Get Free Report)’s share price was down 4.4% on Friday . The stock traded as low as $34.92 and last traded at $34.8410. 67,218 shares were traded during mid-day trading, a decline of 61% from the average session volume of 173,873 shares. The stock had previously closed at $36.43.

Wall Street Analysts Forecast Growth

Several research analysts have commented on the company. Raymond James Financial reaffirmed an “outperform” rating and set a $38.00 price target (down previously from $40.00) on shares of Merchants Bancorp in a research report on Wednesday, October 29th. Morgan Stanley reaffirmed an “underperform” rating and issued a $39.00 target price (up from $34.00) on shares of Merchants Bancorp in a report on Monday, September 29th. Wall Street Zen upgraded shares of Merchants Bancorp from a “sell” rating to a “hold” rating in a research note on Saturday, November 1st. Zacks Research upgraded shares of Merchants Bancorp from a “strong sell” rating to a “hold” rating in a research note on Thursday, October 30th. Finally, Weiss Ratings reaffirmed a “hold (c)” rating on shares of Merchants Bancorp in a report on Wednesday, October 8th. Two investment analysts have rated the stock with a Buy rating, two have issued a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat, the company presently has a consensus rating of “Hold” and a consensus target price of $40.25.

Check Out Our Latest Research Report on Merchants Bancorp

Merchants Bancorp Trading Down 3.7%

The company has a debt-to-equity ratio of 1.73, a quick ratio of 0.80 and a current ratio of 1.10. The stock has a market capitalization of $1.61 billion, a PE ratio of 8.07 and a beta of 1.25. The business’s 50-day moving average is $32.75 and its two-hundred day moving average is $32.67.

Merchants Bancorp (NASDAQ:MBIN – Get Free Report) last released its earnings results on Tuesday, October 28th. The company reported $0.97 EPS for the quarter, topping the consensus estimate of $0.79 by $0.18. Merchants Bancorp had a net margin of 17.73% and a return on equity of 15.20%. The company had revenue of $171.07 million during the quarter, compared to analysts’ expectations of $163.90 million. As a group, equities research analysts anticipate that Merchants Bancorp will post 5.54 earnings per share for the current year.

Merchants Bancorp Announces Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, January 2nd. Shareholders of record on Monday, December 15th will be issued a $0.10 dividend. This represents a $0.40 dividend on an annualized basis and a yield of 1.1%. The ex-dividend date of this dividend is Monday, December 15th. Merchants Bancorp’s payout ratio is currently 9.20%.

Institutional Trading of Merchants Bancorp

A number of institutional investors have recently modified their holdings of MBIN. Russell Investments Group Ltd. boosted its position in Merchants Bancorp by 56.9% during the first quarter. Russell Investments Group Ltd. now owns 86,629 shares of the company’s stock worth $3,205,000 after purchasing an additional 31,433 shares in the last quarter. Elser Financial Planning Inc acquired a new position in shares of Merchants Bancorp during the 2nd quarter worth $934,497,000. Vanguard Group Inc. raised its stake in shares of Merchants Bancorp by 2.2% during the 1st quarter. Vanguard Group Inc. now owns 1,233,965 shares of the company’s stock worth $45,657,000 after buying an additional 26,111 shares during the last quarter. Inspire Investing LLC acquired a new stake in Merchants Bancorp in the 2nd quarter valued at about $390,000. Finally, Nuveen LLC purchased a new position in Merchants Bancorp during the 1st quarter valued at about $5,275,000. 24.57% of the stock is currently owned by hedge funds and other institutional investors.

About Merchants Bancorp

(Get Free Report)

Merchants Bancorp (NASDAQ: MBIN) is the bank holding company for Merchants Bank, a regional financial institution headquartered in Buffalo, New York. Through its network of branches and digital platforms, the company offers a range of banking services across western and central New York. Merchants Bancorp operates as a full‐service commercial bank, serving small and medium-sized businesses, professionals, families and individuals in its core markets.