Synchrony Financial (NYSE:SYF) Releases Quarterly Earnings Results, Beats Expectations By $0.46 EPS

by · The Cerbat Gem

Synchrony Financial (NYSE:SYF – Get Free Report) released its quarterly earnings results on Tuesday. The financial services provider reported $2.59 EPS for the quarter, topping analysts’ consensus estimates of $2.13 by $0.46, Briefing.com reports. Synchrony Financial had a net margin of 15.80% and a return on equity of 23.41%. During the same period in the previous year, the firm posted $2.50 earnings per share. Synchrony Financial updated its FY 2026 guidance to 9.250-9.500 EPS.

Synchrony Financial Stock Performance

Synchrony Financial stock opened at $73.48 on Tuesday. The company has a market cap of $24.72 billion, a price-to-earnings ratio of 7.60, a price-to-earnings-growth ratio of 0.69 and a beta of 1.32. Synchrony Financial has a 12 month low of $63.08 and a 12 month high of $88.77. The company has a debt-to-equity ratio of 1.08, a current ratio of 1.24 and a quick ratio of 1.24. The stock’s 50-day moving average is $73.17 and its 200-day moving average is $73.30.

Synchrony Financial announced that its board has approved a share repurchase program on Tuesday, April 21st that permits the company to buyback $0.00 in shares. This buyback authorization permits the financial services provider to purchase shares of its stock through open market purchases. Stock buyback programs are generally an indication that the company’s leadership believes its stock is undervalued.

Insider Activity at Synchrony Financial

In other Synchrony Financial news, insider Jonathan S. Mothner sold 51,258 shares of the business’s stock in a transaction dated Friday, May 15th. The stock was sold at an average price of $71.23, for a total transaction of $3,651,107.34. Following the transaction, the insider owned 132,664 shares in the company, valued at $9,449,656.72. The trade was a 27.87% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Corporate insiders own 0.36% of the company’s stock.

Institutional Investors Weigh In On Synchrony Financial

A number of hedge funds have recently bought and sold shares of SYF. Sivia Capital Partners LLC grew its holdings in Synchrony Financial by 56.1% during the 2nd quarter. Sivia Capital Partners LLC now owns 6,062 shares of the financial services provider’s stock worth $405,000 after acquiring an additional 2,178 shares in the last quarter. Prosperity Bancshares Inc acquired a new stake in Synchrony Financial in the fourth quarter worth $58,000. Wilkerson Advisory Group LLC bought a new position in shares of Synchrony Financial during the fourth quarter worth about $85,000. Zions Bancorporation National Association UT grew its position in shares of Synchrony Financial by 54.1% during the fourth quarter. Zions Bancorporation National Association UT now owns 1,134 shares of the financial services provider’s stock worth $95,000 after acquiring an additional 398 shares during the last quarter. Finally, Erste Asset Management GmbH acquired a new stake in shares of Synchrony Financial in the 4th quarter worth about $50,000. Institutional investors and hedge funds own 96.48% of the company’s stock.

Wall Street Analyst Weigh In

A number of equities research analysts have recently commented on SYF shares. BTIG Research cut Synchrony Financial from a “buy” rating to a “neutral” rating in a research note on Wednesday, April 22nd. JPMorgan Chase & Co. lowered their price objective on shares of Synchrony Financial from $81.00 to $78.00 and set a “neutral” rating for the company in a research note on Monday, July 13th. Weiss Ratings reiterated a “buy (b-)” rating on shares of Synchrony Financial in a report on Friday. HSBC boosted their price target on Synchrony Financial from $93.00 to $97.00 and gave the stock a “buy” rating in a research note on Monday, July 13th. Finally, UBS Group upped their target price on Synchrony Financial from $77.00 to $84.00 and gave the company a “neutral” rating in a research report on Tuesday, July 7th. Twelve investment analysts have rated the stock with a Buy rating and eight have given a Hold rating to the company. Based on data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $87.32.

View Our Latest Research Report on SYF

Synchrony Financial Company Profile

(Get Free Report)

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.

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