ACNB (NASDAQ:ACNB) Posts Earnings Results, Misses Estimates By $0.22 EPS

22 Jan 2026, 10:04 by Jessica Moore · The Cerbat Gem

ACNB (NASDAQ:ACNB – Get Free Report) released its quarterly earnings results on Thursday. The bank reported $1.04 earnings per share for the quarter, missing the consensus estimate of $1.26 by ($0.22), FiscalAI reports. ACNB had a return on equity of 11.58% and a net margin of 18.47%.The firm had revenue of $40.74 million during the quarter, compared to the consensus estimate of $39.69 million.

ACNB Trading Down 0.7%

ACNB stock traded down $0.38 during midday trading on Thursday, hitting $50.34. The company had a trading volume of 1,488 shares, compared to its average volume of 25,375. The stock has a market cap of $522.98 million, a price-to-earnings ratio of 15.39 and a beta of 0.87. ACNB has a 52 week low of $35.70 and a 52 week high of $53.41. The company has a current ratio of 0.96, a quick ratio of 0.95 and a debt-to-equity ratio of 0.62. The stock’s 50 day moving average price is $49.20 and its 200 day moving average price is $46.03.

Analysts Set New Price Targets

A number of equities analysts have weighed in on the company. Raymond James Financial lowered ACNB from an “outperform” rating to a “market perform” rating in a research note on Tuesday, October 7th. Wall Street Zen upgraded shares of ACNB from a “hold” rating to a “buy” rating in a research report on Saturday, November 15th. Zacks Research upgraded shares of ACNB from a “hold” rating to a “strong-buy” rating in a research report on Thursday, October 30th. Piper Sandler increased their price target on shares of ACNB from $50.00 to $52.00 and gave the stock an “overweight” rating in a report on Thursday, October 30th. Finally, Weiss Ratings restated a “buy (b-)” rating on shares of ACNB in a research report on Monday, December 29th. One equities research analyst has rated the stock with a Strong Buy rating, two have given a Buy rating and one has given a Hold rating to the company. According to MarketBeat, the company presently has a consensus rating of “Buy” and a consensus target price of $48.67.

Read Our Latest Research Report on ACNB

Insider Buying and Selling at ACNB

In other ACNB news, Director Donald Arthur Seibel, Jr. sold 5,000 shares of the company’s stock in a transaction that occurred on Thursday, December 11th. The stock was sold at an average price of $51.00, for a total transaction of $255,000.00. Following the completion of the transaction, the director owned 5,927 shares of the company’s stock, valued at $302,277. This represents a 45.76% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. Also, EVP Brett D. Fulk sold 2,773 shares of the stock in a transaction that occurred on Monday, December 15th. The stock was sold at an average price of $52.27, for a total value of $144,944.71. Following the completion of the sale, the executive vice president owned 3,306 shares of the company’s stock, valued at approximately $172,804.62. This trade represents a 45.62% decrease in their position. The SEC filing for this sale provides additional information. 3.53% of the stock is owned by insiders.

Hedge Funds Weigh In On ACNB

Hedge funds and other institutional investors have recently made changes to their positions in the business. Cubist Systematic Strategies LLC bought a new position in shares of ACNB in the 1st quarter worth about $213,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its position in shares of ACNB by 5.0% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 4,942 shares of the bank’s stock worth $203,000 after purchasing an additional 234 shares in the last quarter. Rhumbline Advisers grew its stake in shares of ACNB by 31.9% in the 2nd quarter. Rhumbline Advisers now owns 15,515 shares of the bank’s stock worth $665,000 after buying an additional 3,749 shares during the last quarter. First Trust Advisors LP increased its position in ACNB by 5.2% during the 2nd quarter. First Trust Advisors LP now owns 6,725 shares of the bank’s stock valued at $288,000 after buying an additional 334 shares in the last quarter. Finally, The Manufacturers Life Insurance Company raised its stake in ACNB by 0.8% during the second quarter. The Manufacturers Life Insurance Company now owns 148,523 shares of the bank’s stock valued at $6,363,000 after buying an additional 1,224 shares during the last quarter. Institutional investors own 32.35% of the company’s stock.

About ACNB

(Get Free Report)

ACNB Corporation is the bank holding company for ACNB Bank, a community-focused financial institution headquartered in Gettysburg, Pennsylvania. Tracing its roots to a local banking organization established in the 19th century, the company has evolved into a regional banking franchise serving individuals, families and businesses across south-central Pennsylvania. As a publicly traded company on NASDAQ under the ticker ACNB, it operates under a traditional community banking model, emphasizing personal service and local decision-making.