USCB Financial (NASDAQ:USCB) Downgraded to Sell Rating by Wall Street Zen

26 Apr 2026, 05:10 by Scott Moore · The Cerbat Gem

Wall Street Zen lowered shares of USCB Financial (NASDAQ:USCB – Free Report) from a hold rating to a sell rating in a report released on Saturday morning.

Other equities research analysts have also issued research reports about the stock. Weiss Ratings reiterated a “buy (b)” rating on shares of USCB Financial in a research note on Monday, December 29th. Zacks Research upgraded shares of USCB Financial from a “strong sell” rating to a “hold” rating in a research note on Monday, March 30th. One investment analyst has rated the stock with a Strong Buy rating, three have given a Buy rating and one has issued a Hold rating to the company. Based on data from MarketBeat.com, the stock currently has an average rating of “Buy” and a consensus price target of $22.00.

View Our Latest Analysis on USCB

USCB Financial Trading Down 1.8%

NASDAQ:USCB opened at $19.12 on Friday. The company has a debt-to-equity ratio of 0.91, a quick ratio of 0.93 and a current ratio of 0.93. The firm has a market cap of $349.07 million, a price-to-earnings ratio of 13.37 and a beta of 0.60. USCB Financial has a 52 week low of $15.56 and a 52 week high of $20.78. The firm has a 50-day moving average price of $19.04 and a two-hundred day moving average price of $18.64.

USCB Financial (NASDAQ:USCB – Get Free Report) last posted its quarterly earnings data on Thursday, April 23rd. The company reported $0.47 EPS for the quarter, missing the consensus estimate of $0.48 by ($0.01). The firm had revenue of $26.18 million during the quarter, compared to analysts’ expectations of $25.95 million. USCB Financial had a net margin of 17.04% and a return on equity of 15.44%. On average, equities analysts expect that USCB Financial will post 2.02 earnings per share for the current fiscal year.

USCB Financial Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, June 5th. Stockholders of record on Friday, May 15th will be paid a dividend of $0.125 per share. The ex-dividend date is Friday, May 15th. This represents a $0.50 annualized dividend and a dividend yield of 2.6%. USCB Financial’s dividend payout ratio (DPR) is presently 34.97%.

Insider Activity at USCB Financial

In other news, CEO La Aguilera Luis De sold 10,000 shares of the firm’s stock in a transaction that occurred on Thursday, January 29th. The shares were sold at an average price of $18.02, for a total transaction of $180,200.00. Following the completion of the sale, the chief executive officer owned 245,893 shares in the company, valued at $4,430,991.86. This trade represents a 3.91% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, EVP Andres Collazo sold 8,000 shares of the firm’s stock in a transaction that occurred on Saturday, March 7th. The stock was sold at an average price of $18.27, for a total transaction of $146,160.00. Following the sale, the executive vice president owned 32,950 shares of the company’s stock, valued at approximately $601,996.50. The trade was a 19.54% decrease in their position. The disclosure for this sale is available in the SEC filing. Company insiders own 49.50% of the company’s stock.

Institutional Investors Weigh In On USCB Financial

Several large investors have recently modified their holdings of USCB. SG Americas Securities LLC grew its stake in USCB Financial by 16.7% in the 1st quarter. SG Americas Securities LLC now owns 6,363 shares of the company’s stock valued at $118,000 after buying an additional 910 shares in the last quarter. Hsbc Holdings PLC grew its stake in USCB Financial by 11.9% in the 4th quarter. Hsbc Holdings PLC now owns 48,305 shares of the company’s stock valued at $888,000 after buying an additional 5,148 shares in the last quarter. T. Rowe Price Investment Management Inc. grew its stake in USCB Financial by 5.8% in the 4th quarter. T. Rowe Price Investment Management Inc. now owns 1,316,580 shares of the company’s stock valued at $24,252,000 after buying an additional 71,728 shares in the last quarter. NewEdge Advisors LLC grew its stake in USCB Financial by 60.1% in the 4th quarter. NewEdge Advisors LLC now owns 1,700 shares of the company’s stock valued at $31,000 after buying an additional 638 shares in the last quarter. Finally, Quadrature Capital Ltd grew its stake in USCB Financial by 64.7% in the 4th quarter. Quadrature Capital Ltd now owns 17,616 shares of the company’s stock valued at $324,000 after buying an additional 6,922 shares in the last quarter. Hedge funds and other institutional investors own 61.34% of the company’s stock.

USCB Financial Company Profile

(Get Free Report)

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.