Bancorp (NASDAQ:TBBK) Releases FY 2026 Earnings Guidance
by Teresa Graham · The Cerbat GemBancorp (NASDAQ:TBBK – Get Free Report) issued an update on its FY 2026 earnings guidance on Thursday morning. The company provided earnings per share guidance of 5.900-5.900 for the period, compared to the consensus earnings per share estimate of 5.920. The company issued revenue guidance of -. Bancorp also updated its FY 2027 guidance to 8.100-8.300 EPS.
Bancorp Price Performance
Shares of TBBK stock traded up $0.30 during trading on Thursday, hitting $60.47. The company had a trading volume of 433,670 shares, compared to its average volume of 586,959. The company has a debt-to-equity ratio of 0.32, a quick ratio of 0.86 and a current ratio of 0.88. The firm has a market capitalization of $2.53 billion, a P/E ratio of 12.29 and a beta of 1.28. The stock’s 50-day moving average price is $55.81 and its 200 day moving average price is $63.70. Bancorp has a one year low of $46.51 and a one year high of $81.65.
Bancorp (NASDAQ:TBBK – Get Free Report) last issued its quarterly earnings results on Thursday, April 23rd. The bank reported $1.41 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.35 by $0.06. Bancorp had a return on equity of 28.91% and a net margin of 25.94%. Equities analysts expect that Bancorp will post 5.93 EPS for the current fiscal year.
Analysts Set New Price Targets
Several research firms have weighed in on TBBK. Wall Street Zen cut Bancorp from a “hold” rating to a “sell” rating in a research note on Saturday, April 11th. Raymond James Financial restated a “strong-buy” rating on shares of Bancorp in a research note on Tuesday, January 13th. Royal Bank Of Canada restated an “outperform” rating and set a $57.00 target price on shares of Bancorp in a research note on Wednesday, January 21st. Weiss Ratings restated a “hold (c+)” rating on shares of Bancorp in a research note on Friday, March 27th. Finally, Piper Sandler began coverage on Bancorp in a research note on Thursday, March 12th. They set an “overweight” rating and a $66.00 target price for the company. One research analyst has rated the stock with a Strong Buy rating, six have assigned a Buy rating and three have given a Hold rating to the company’s stock. According to data from MarketBeat, Bancorp presently has an average rating of “Moderate Buy” and a consensus price target of $59.50.
Get Our Latest Analysis on TBBK
Insider Transactions at Bancorp
In other news, EVP Ryan Harris sold 4,500 shares of the stock in a transaction on Friday, March 13th. The stock was sold at an average price of $53.18, for a total value of $239,310.00. Following the completion of the transaction, the executive vice president directly owned 150,516 shares in the company, valued at approximately $8,004,440.88. This represents a 2.90% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Mark E. Tryniski purchased 5,000 shares of the company’s stock in a transaction dated Wednesday, February 4th. The stock was purchased at an average price of $60.23 per share, with a total value of $301,150.00. Following the completion of the purchase, the director directly owned 18,966 shares in the company, valued at $1,142,322.18. The trade was a 35.80% increase in their position. The SEC filing for this purchase provides additional information. Insiders have purchased a total of 9,080 shares of company stock valued at $548,933 over the last quarter. 5.60% of the stock is currently owned by insiders.
Bancorp News Roundup
Here are the key news stories impacting Bancorp this week:
- Positive Sentiment: Q1 2026 EPS beat — Bancorp reported $1.41 EPS vs. consensus $1.35, with strong profitability metrics (high net margin and ROE), which supports the stock’s near-term strength. MarketBeat: Bancorp Q1 EPS
- Positive Sentiment: Company narrative and fundamentals — Management highlighted $60.1M net income, ~18% YoY EPS growth, above‑industry GDV growth, loan/deposit expansion and progress on fintech initiatives, reinforcing the beat as quality growth rather than one‑offs. BusinessWire: The Bancorp 1Q 2026 Results
- Neutral Sentiment: FY 2027 guidance roughly in line — Management updated FY2027 EPS guidance to a range of 8.10–8.30, which includes the consensus (8.11) and signals no major change to the long‑term outlook.
- Neutral Sentiment: Q4 2026 guidance matches expectations — Fourth‑quarter 2026 EPS guidance of $1.75 aligns with consensus, removing near‑term uncertainty for the quarter.
- Negative Sentiment: Slight FY 2026 guide miss — FY2026 EPS guidance was set at $5.90 versus consensus ~$5.92, a very small shortfall that could temper upside but is unlikely to materially alter the story given the quarterly beat and growth commentary.
- Neutral Sentiment: Third‑party comparison coverage — A recent comparative piece with Chain Bridge Bancorp provides additional analyst context but is informational rather than a catalyst. AmericanBankingNews: Bancorp vs. Chain Bridge Comparison
Institutional Trading of Bancorp
A number of institutional investors and hedge funds have recently bought and sold shares of the stock. Invesco Ltd. increased its holdings in Bancorp by 4.8% in the third quarter. Invesco Ltd. now owns 2,781,772 shares of the bank’s stock valued at $208,327,000 after purchasing an additional 126,302 shares during the period. Nantahala Capital Management LLC grew its stake in shares of Bancorp by 25.7% in the 4th quarter. Nantahala Capital Management LLC now owns 1,071,685 shares of the bank’s stock valued at $72,360,000 after buying an additional 219,351 shares during the period. Ameriprise Financial Inc. grew its stake in shares of Bancorp by 273.2% in the 3rd quarter. Ameriprise Financial Inc. now owns 621,903 shares of the bank’s stock valued at $46,574,000 after buying an additional 455,265 shares during the period. Goldman Sachs Group Inc. boosted its stake in Bancorp by 43.8% during the 4th quarter. Goldman Sachs Group Inc. now owns 507,691 shares of the bank’s stock valued at $34,279,000 after purchasing an additional 154,539 shares during the last quarter. Finally, Bank of America Corp DE boosted its stake in Bancorp by 41.1% during the 3rd quarter. Bank of America Corp DE now owns 269,944 shares of the bank’s stock valued at $20,216,000 after purchasing an additional 78,687 shares during the last quarter. 96.22% of the stock is currently owned by institutional investors and hedge funds.
About Bancorp
The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.
The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.