Ally Financial (NYSE:ALLY) Stock Gets Price Target Cut from Barclays

24 Oct 2026, 05:36 by Tristan Rich · The Markets Daily

Ally Financial (NYSE:ALLY – Free Report) had its price target decreased by Barclays from $56.00 to $48.00 in a report issued on Wednesday,Benzinga reports. Barclays currently has an equal weight rating on the financial services provider’s stock.

A number of other brokerages have also recently commented on ALLY. Weiss Ratings reiterated a “buy (b)” rating on shares of Ally Financial in a research note on Friday, September 18th. Evercore set a $40.00 price objective on Ally Financial in a report on Wednesday. Deutsche Bank Aktiengesellschaft restated a “buy” rating and set a $58.00 price objective on shares of Ally Financial in a research report on Wednesday, July 22nd. UBS Group reduced their price objective on Ally Financial from $54.00 to $50.00 and set a “buy” rating on the stock in a research report on Monday, October 5th. Finally, The Goldman Sachs Group set a $45.00 target price on Ally Financial in a report on Tuesday, October 6th. One investment analyst has rated the stock with a Strong Buy rating, ten have given a Buy rating, five have issued a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and an average price target of $48.21.

View Our Latest Analysis on Ally Financial

Ally Financial Price Performance

ALLY stock opened at $39.08 on Wednesday. The stock has a market cap of $11.89 billion, a price-to-earnings ratio of 8.28, a P/E/G ratio of 0.30 and a beta of 1.11. The company has a debt-to-equity ratio of 1.45, a current ratio of 0.94 and a quick ratio of 0.92. The company has a 50 day simple moving average of $40.23 and a 200 day simple moving average of $42.64. Ally Financial has a 1 year low of $35.92 and a 1 year high of $47.29.

Ally Financial (NYSE:ALLY – Get Free Report) last issued its earnings results on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. The firm had revenue of $2.35 billion for the quarter, compared to analyst estimates of $2.31 billion. Ally Financial had a net margin of 16.84% and a return on equity of 12.11%. The company’s quarterly revenue was up 6.1% on a year-over-year basis. During the same quarter last year, the business posted $1.15 earnings per share. Research analysts anticipate that Ally Financial will post 4.97 EPS for the current fiscal year.

Ally Financial Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Investors of record on Monday, November 2nd will be given a $0.35 dividend. This represents a $1.40 annualized dividend and a yield of 3.6%. The ex-dividend date of this dividend is Monday, November 2nd. This is an increase from Ally Financial’s previous quarterly dividend of $0.30. Ally Financial’s payout ratio is 28.30%.

Insider Activity

In related news, insider Kathleen L. Patterson sold 12,831 shares of the firm’s stock in a transaction dated Wednesday, October 21st. The shares were sold at an average price of $38.65, for a total transaction of $495,918.15. Following the transaction, the insider directly owned 67,781 shares of the company’s stock, valued at $2,619,735.65. This trade represents a 15.92% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Also, insider Stephanie N. Richard sold 5,000 shares of the business’s stock in a transaction that occurred on Tuesday, August 4th. The stock was sold at an average price of $44.23, for a total value of $221,150.00. Following the completion of the transaction, the insider owned 88,927 shares in the company, valued at $3,933,241.21. The trade was a 5.32% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders own 0.46% of the company’s stock.

Institutional Investors Weigh In On Ally Financial

Hedge funds have recently made changes to their positions in the business. Citizens Financial Group Inc. RI raised its holdings in shares of Ally Financial by 109.6% in the 3rd quarter. Citizens Financial Group Inc. RI now owns 22,780 shares of the financial services provider’s stock worth $857,000 after purchasing an additional 11,911 shares during the period. Evergreen Capital Management LLC lifted its stake in Ally Financial by 28.2% in the third quarter. Evergreen Capital Management LLC now owns 8,100 shares of the financial services provider’s stock valued at $305,000 after purchasing an additional 1,781 shares during the last quarter. MBL Wealth LLC bought a new position in Ally Financial during the third quarter valued at $453,000. Root Financial Partners LLC bought a new position in Ally Financial during the third quarter valued at $180,000. Finally, Pension & Wealth Management Advisors Inc. purchased a new stake in Ally Financial in the third quarter worth $27,000. 88.76% of the stock is currently owned by institutional investors.

Trending Headlines about Ally Financial

Here are the key news stories impacting Ally Financial this week:

Positive Sentiment: JPMorgan raised its price target for ALLY from $43 to $44 and maintained an “overweight” rating, signaling confidence in the company’s earnings outlook. JPMorgan Ally Financial Price Target
Positive Sentiment: Ally’s latest quarter modestly exceeded expectations, with earnings of $1.34 per share versus the $1.33 consensus estimate and revenue of $2.35 billion, up 6.1% year over year. The company also increased its quarterly dividend to $0.35 from $0.30, supporting the stock’s income appeal.
Neutral Sentiment: TD Cowen lowered its price target from $54 to $52 but retained a “buy” rating, while JPMorgan’s higher target contrasts with more cautious views elsewhere. The mixed analyst actions indicate continued disagreement over Ally’s risk-reward profile. TD Cowen Ally Financial Price Target
Neutral Sentiment: Chief Revenue Officer Stephanie N. Richard and CFO Russell Hutchinson each withheld shares—9,032 and 21,074, respectively—to cover taxes on restricted-stock-unit vesting. These are typically administrative transactions rather than discretionary insider sales.
Neutral Sentiment: Insider Kathleen Patterson sold 12,831 shares worth approximately $495,918, also to satisfy tax withholding obligations. Although the sale reduced her position by 15.92%, its stated purpose limits its value as a negative signal about management’s outlook. Ally Financial Insider Sale
Negative Sentiment: Evercore ISI downgraded Ally from “outperform” to “in-line,” citing pressure on net interest margins and potential credit-cost increases. Rising auto-loan delinquencies and charge-offs could weigh on profitability even as loan originations grow. Evercore ISI Ally Financial Downgrade

Ally Financial Company Profile

(Get Free Report)

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.