Bancorp (NASDAQ:TBBK) Updates Q4 2026 Earnings Guidance
by Kim Johansen · The Markets DailyBancorp (NASDAQ:TBBK – Get Free Report) issued an update on its fourth quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share guidance of 1.750-1.750 for the period, compared to the consensus earnings per share estimate of 1.750. The company issued revenue guidance of -. Bancorp also updated its FY 2026 guidance to 5.900-5.900 EPS.
Bancorp Price Performance
TBBK traded down $2.19 during trading on Friday, hitting $58.28. 44,383 shares of the company traded hands, compared to its average volume of 579,835. The company has a market cap of $2.44 billion, a PE ratio of 11.85 and a beta of 1.28. The stock’s 50-day simple moving average is $55.90 and its two-hundred day simple moving average is $63.68. Bancorp has a 1 year low of $46.51 and a 1 year high of $81.65. The company has a current ratio of 0.88, a quick ratio of 0.86 and a debt-to-equity ratio of 0.32.
Bancorp (NASDAQ:TBBK – Get Free Report) last posted its earnings results on Thursday, April 23rd. The bank reported $1.41 earnings per share for the quarter, beating the consensus estimate of $1.35 by $0.06. The company had revenue of $132.50 million during the quarter, compared to analysts’ expectations of $189.17 million. Bancorp had a net margin of 25.94% and a return on equity of 28.91%. As a group, sell-side analysts anticipate that Bancorp will post 5.93 earnings per share for the current fiscal year.
Wall Street Analyst Weigh In
TBBK has been the subject of several research reports. Raymond James Financial reiterated a “strong-buy” rating on shares of Bancorp in a research report on Tuesday, January 13th. Zacks Research upgraded shares of Bancorp from a “strong sell” rating to a “hold” rating in a research report on Friday, April 3rd. Weiss Ratings reiterated a “hold (c+)” rating on shares of Bancorp in a research report on Friday, March 27th. Wolfe Research set a $57.00 price objective on shares of Bancorp in a research report on Monday, February 9th. Finally, Wall Street Zen lowered shares of Bancorp from a “hold” rating to a “sell” rating in a research report on Saturday, April 11th. One equities research analyst has rated the stock with a Strong Buy rating, six have given a Buy rating and three have given a Hold rating to the company. Based on data from MarketBeat, Bancorp has an average rating of “Moderate Buy” and a consensus price target of $59.50.
View Our Latest Stock Report on TBBK
Insider Activity
In other news, Director Matthew Cohn bought 680 shares of the stock in a transaction dated Tuesday, February 10th. The stock was purchased at an average price of $62.14 per share, for a total transaction of $42,255.20. Following the acquisition, the director owned 3,655 shares of the company’s stock, valued at $227,121.70. The trade was a 22.86% increase in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, CFO Dominic C. Canuso bought 2,000 shares of the stock in a transaction dated Tuesday, February 10th. The stock was purchased at an average price of $60.54 per share, with a total value of $121,080.00. Following the acquisition, the chief financial officer directly owned 16,169 shares in the company, valued at approximately $978,871.26. The trade was a 14.12% increase in their position. Additional details regarding this purchase are available in the official SEC disclosure. Insiders have bought a total of 9,080 shares of company stock worth $548,933 over the last 90 days. Insiders own 5.60% of the company’s stock.
More Bancorp News
Here are the key news stories impacting Bancorp this week:
- Positive Sentiment: EPS and net income beat — TBBK reported $1.41 EPS and $60.1M net income for 1Q26 (up ~18% YoY), topping consensus and reflecting continued earnings strength. Business Wire: The Bancorp Reports 1Q 2026
- Positive Sentiment: High profitability metrics — management highlighted strong ROA/ROE and a net margin near 26%, driven by loan, deposit and payments-volume growth and improved credit trends. These metrics support valuation multiples. Quarterly Press Release / Slide Deck
- Neutral Sentiment: Guidance essentially flat but slightly below some estimates — TBBK issued FY2026 EPS guidance (~5.90) and FY2027 guidance (8.10–8.30) that is roughly in line with, or marginally under, consensus — a nuance that tempers upside but is not a large downward revision. Slide Deck / Guidance Details
- Negative Sentiment: Revenue miss — reported revenue of $132.5M missed Street expectations (~$189M), a sizable shortfall that raises questions about top-line momentum despite EPS strength. MSN: The Bancorp misses Q1 sales expectations
- Negative Sentiment: Mixed analyst takeaways — while some outlets highlight the EPS beat, others flag the weak revenue and the slightly light FY26/FY27 guidance versus consensus, which can pressure the stock until revenue trends are clarified on the conference call. Zacks: Q1 Key Metrics
Institutional Investors Weigh In On Bancorp
Several institutional investors have recently made changes to their positions in TBBK. Osaic Holdings Inc. increased its stake in Bancorp by 3.7% in the 2nd quarter. Osaic Holdings Inc. now owns 5,586 shares of the bank’s stock worth $318,000 after buying an additional 197 shares during the period. California State Teachers Retirement System increased its stake in Bancorp by 0.6% in the 2nd quarter. California State Teachers Retirement System now owns 42,929 shares of the bank’s stock worth $2,446,000 after buying an additional 253 shares during the period. Cerity Partners LLC increased its stake in Bancorp by 1.1% in the 4th quarter. Cerity Partners LLC now owns 27,518 shares of the bank’s stock worth $1,858,000 after buying an additional 309 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its stake in Bancorp by 1.9% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 27,183 shares of the bank’s stock worth $1,436,000 after buying an additional 518 shares during the period. Finally, Natixis Advisors LLC increased its position in Bancorp by 1.9% during the 3rd quarter. Natixis Advisors LLC now owns 30,275 shares of the bank’s stock valued at $2,267,000 after purchasing an additional 575 shares during the period. Institutional investors own 96.22% of the company’s stock.
About Bancorp
The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.
The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.