Piper Sandler Cuts PayPal (NASDAQ:PYPL) Price Target to $74.00

17 Jan 2026, 07:28 by Tristan Rich · The Markets Daily

PayPal (NASDAQ:PYPL – Free Report) had its target price trimmed by Piper Sandler from $76.00 to $74.00 in a research note released on Wednesday,Benzinga reports. The brokerage currently has a neutral rating on the credit services provider’s stock.

A number of other research analysts have also recently weighed in on PYPL. Robert W. Baird reaffirmed a “neutral” rating and set a $66.00 price target (down from $83.00) on shares of PayPal in a research report on Friday, December 12th. Truist Financial lifted their target price on shares of PayPal from $65.00 to $66.00 and gave the company a “sell” rating in a report on Tuesday, November 4th. Bank of America reaffirmed a “neutral” rating and set a $68.00 price target (down from $93.00) on shares of PayPal in a report on Thursday, December 11th. Susquehanna cut their target price on PayPal from $94.00 to $90.00 and set a “positive” rating on the stock in a research report on Thursday, January 8th. Finally, Evercore ISI lowered their price target on PayPal from $75.00 to $65.00 and set an “in-line” rating for the company in a report on Monday, December 8th. Twelve analysts have rated the stock with a Buy rating, twenty-seven have given a Hold rating and four have given a Sell rating to the company’s stock. Based on data from MarketBeat.com, PayPal currently has a consensus rating of “Hold” and a consensus price target of $76.05.

Check Out Our Latest Research Report on PayPal

PayPal Stock Performance

Shares of PYPL stock opened at $56.89 on Wednesday. PayPal has a 52-week low of $55.85 and a 52-week high of $93.25. The stock has a market capitalization of $53.23 billion, a PE ratio of 11.40, a price-to-earnings-growth ratio of 0.71 and a beta of 1.42. The company has a quick ratio of 1.34, a current ratio of 1.34 and a debt-to-equity ratio of 0.56. The stock’s 50-day moving average price is $60.57 and its 200 day moving average price is $66.87.

PayPal (NASDAQ:PYPL – Get Free Report) last announced its quarterly earnings results on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.20 by $0.14. The business had revenue of $8.42 billion during the quarter, compared to the consensus estimate of $8.21 billion. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The business’s revenue was up 7.3% compared to the same quarter last year. During the same quarter last year, the firm posted $1.20 EPS. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. As a group, equities research analysts forecast that PayPal will post 5.03 EPS for the current year.

PayPal Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Wednesday, December 10th. Shareholders of record on Wednesday, November 19th were issued a $0.14 dividend. The ex-dividend date of this dividend was Wednesday, November 19th. This represents a $0.56 dividend on an annualized basis and a yield of 1.0%. PayPal’s dividend payout ratio (DPR) is 11.22%.

Insider Activity at PayPal

In other news, EVP Aaron Webster sold 9,282 shares of PayPal stock in a transaction that occurred on Monday, November 10th. The shares were sold at an average price of $66.29, for a total value of $615,303.78. Following the completion of the transaction, the executive vice president owned 35,699 shares in the company, valued at approximately $2,366,486.71. The trade was a 20.64% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, EVP Diego Scotti sold 3,838 shares of the stock in a transaction dated Thursday, October 30th. The stock was sold at an average price of $68.97, for a total transaction of $264,706.86. Following the sale, the executive vice president directly owned 16,989 shares in the company, valued at approximately $1,171,731.33. This represents a 18.43% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold 36,156 shares of company stock valued at $2,432,524 in the last quarter. Company insiders own 0.08% of the company’s stock.

Institutional Investors Weigh In On PayPal

Institutional investors have recently made changes to their positions in the stock. Hilltop National Bank bought a new position in PayPal during the 2nd quarter worth approximately $27,000. MUFG Securities EMEA plc raised its holdings in PayPal by 100.4% during the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after acquiring an additional 87,524 shares in the last quarter. Cloud Capital Management LLC acquired a new position in shares of PayPal during the 3rd quarter worth about $30,000. Kelleher Financial Advisors bought a new stake in PayPal in the 3rd quarter valued at $30,000. Finally, True Wealth Design LLC lifted its position in PayPal by 285.3% during the third quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock worth $35,000 after acquiring an additional 388 shares during the last quarter. 68.32% of the stock is owned by institutional investors and hedge funds.

PayPal News Roundup

Here are the key news stories impacting PayPal this week:

Positive Sentiment: Seeking Alpha publishes a bullish thesis arguing PYPL is “dirt cheap” with multiple near-term catalysts that could re-rate the stock (valuation, product leverage and optionality). PayPal: A Dirt Cheap Nexus Of Catalysts
Positive Sentiment: Investor commentary (InsiderMonkey) highlights PayPal as a “depressed” buy—framing recent weakness as a buying opportunity despite TD Cowen trimming its price target—supporting a value/recovery trade narrative. Is PayPal Holdings, Inc. (PYPL) One of the Best Depressed Stocks to Buy Right Now?
Positive Sentiment: Interactive Brokers will add support for PayPal USD (PYUSD) for account funding next week (after initial USDC support), which could help PYUSD adoption and indirectly benefit PayPal’s payments ecosystem. Interactive Brokers to allow stablecoins for account funding
Negative Sentiment: Michael Burry published a long, critical analysis of the payments sector that specifically calls out risks for PayPal, adding headline risk and prompting investor caution. Michael Burry Sounds the Alarm on Payments Sector – XYZ, PYPL, FOUR
Negative Sentiment: Piper Sandler issues a pessimistic forecast for PYPL, signaling downside risks from operational or growth concerns that could pressure the stock. Piper Sandler Issues Pessimistic Forecast for PayPal (NASDAQ:PYPL) Stock Price
Negative Sentiment: Analysts continue to cut targets and ratings: TD Cowen lowered its price target to $65 (hold), Compass Point cut its target to $55 and kept a sell rating, and Daiwa Capital downgraded PYPL—these actions increase selling pressure and reduce near-term upside expectations. TD Cowen adjusts price target on PayPal to $65 Compass Point adjusts price target on PayPal to $55 Daiwa Capital downgrades PayPal Holdings (PYPL)

PayPal Company Profile

(Get Free Report)

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.