Cathay General Bancorp (NASDAQ:CATY) reported fourth-quarter 2025 net income of $90.5 million, up 16.5% from $77.7 million in the third quarter, as lower credit provisioning and higher revenue more than offset higher expenses and taxes. Diluted earnings per share rose 18.3% to $1.33 from $1.13 in the prior quarter, according to management’s prepared remarks on […]

Fulton Financial (NASDAQ:FULT) executives highlighted record full-year operating results, improving credit trends and a stronger capital position during the company’s fourth-quarter 2025 earnings call, while also outlining expectations for mid-single-digit loan growth and stable profitability drivers in 2026. Record operating EPS and improving profitability metrics Chairman, CEO and President Curt Myers said 2025 was “another […]

OFG Bancorp (NYSE:OFG) executives highlighted year-over-year earnings growth, continued balance sheet expansion, and progress on the company’s digital-first strategy during the bank’s fourth-quarter earnings call. Management also discussed credit actions tied to a non-performing loan sale and a newly classified non-accrual commercial exposure, while outlining expectations for net interest margin, expenses, and loan growth in […]

FB Financial (NYSE:FBK) executives highlighted fourth-quarter margin expansion, low credit costs, and a recently completed acquisition as key drivers of results during the company’s fourth-quarter 2025 earnings call. Management also reiterated expectations for a return to higher organic growth rates in 2026, while maintaining expense discipline and continuing to evaluate talent and M&A opportunities. Quarterly […]

Banner (NASDAQ:BANR) detailed fourth-quarter and full-year 2025 results on its earnings call, highlighting higher year-over-year profitability, steady core revenue, and continued emphasis on a moderate risk profile. Management also discussed loan growth dynamics that were tempered by payoffs and lower line utilization, credit trends, net interest margin sensitivity to potential Federal Reserve actions, and capital […]

Third Coast Bancshares (NASDAQ:TCBX) reported fourth-quarter and full-year 2025 results that management said reflected strong balance-sheet growth, improved profitability, and steady credit performance, while also fielding analyst questions about expenses, loan growth expectations, net interest margin drivers, and the pending merger with Keystone Bankshares. Balance sheet growth and deposit trends Founder, Chairman, President, and CEO […]

Business First Bancshares (NASDAQ:BFST) executives used the company’s fourth-quarter 2025 earnings call to highlight what CEO Jude Melville described as a pivotal year for the franchise, pointing to systems upgrades, balance sheet growth, and improved profitability heading into 2026. Management highlights 2025 initiatives and financial progress Melville opened the call by emphasizing several operational projects […]

Live Oak Bancshares (NYSE:LOB) highlighted record loan production, strong year-over-year growth and improved operating leverage during its fourth-quarter 2025 earnings call, while also addressing credit trends, margin expectations in a declining-rate environment and progress in two strategic initiatives: Business Checking and the Live Oak Express small-dollar SBA product. Management points to record production and operating […]

Columbia Banking System (NASDAQ:COLB) executives told investors the company closed out 2025 with what management described as “consistent and repeatable” operating performance, driven in part by four months of operating results from the Pacific Premier Bank acquisition, balance sheet optimization, and disciplined expense control. Pacific Premier integration and footprint expansion CEO Clint Stein said the […]