Seaport Res Ptn Has Negative Outlook for PayPal Q4 Earnings

by · The Cerbat Gem

PayPal Holdings, Inc. (NASDAQ:PYPL – Free Report) – Equities research analysts at Seaport Res Ptn dropped their Q4 2025 earnings estimates for shares of PayPal in a report issued on Tuesday, October 28th. Seaport Res Ptn analyst J. Cantwell now forecasts that the credit services provider will post earnings of $1.29 per share for the quarter, down from their previous estimate of $1.31. Seaport Res Ptn currently has a “Hold” rating on the stock. The consensus estimate for PayPal’s current full-year earnings is $5.03 per share. Seaport Res Ptn also issued estimates for PayPal’s Q3 2026 earnings at $1.58 EPS, FY2026 earnings at $6.04 EPS and Q3 2027 earnings at $1.79 EPS.

PayPal (NASDAQ:PYPL – Get Free Report) last posted its quarterly earnings results on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, beating the consensus estimate of $1.20 by $0.14. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The business had revenue of $8.42 billion during the quarter, compared to analyst estimates of $8.21 billion. During the same period in the previous year, the business posted $1.20 EPS. The company’s quarterly revenue was up 7.3% on a year-over-year basis. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS. FY 2025 guidance at 5.350-5.390 EPS.

Several other research firms have also commented on PYPL. Jefferies Financial Group lifted their price target on shares of PayPal from $70.00 to $75.00 and gave the company a “hold” rating in a report on Wednesday. Canaccord Genuity Group boosted their target price on shares of PayPal from $96.00 to $100.00 and gave the company a “buy” rating in a research note on Wednesday. Morgan Stanley reissued a “negative” rating on shares of PayPal in a research note on Wednesday. Rothschild & Co Redburn boosted their target price on shares of PayPal from $66.00 to $70.00 and gave the company a “neutral” rating in a research note on Tuesday, September 16th. Finally, Citigroup raised shares of PayPal to a “hold” rating in a research note on Thursday, October 23rd. Fifteen equities research analysts have rated the stock with a Buy rating, sixteen have issued a Hold rating and four have issued a Sell rating to the company. Based on data from MarketBeat.com, PayPal presently has a consensus rating of “Hold” and an average target price of $83.10.

Read Our Latest Stock Report on PYPL

PayPal Trading Up 2.0%

NASDAQ PYPL opened at $69.27 on Thursday. PayPal has a one year low of $55.85 and a one year high of $93.66. The company has a 50-day simple moving average of $69.06 and a 200-day simple moving average of $70.09. The company has a debt-to-equity ratio of 0.56, a quick ratio of 1.33 and a current ratio of 1.34. The firm has a market capitalization of $64.81 billion, a PE ratio of 13.88, a price-to-earnings-growth ratio of 1.00 and a beta of 1.44.

Institutional Trading of PayPal

A number of institutional investors have recently made changes to their positions in PYPL. Evermay Wealth Management LLC raised its holdings in shares of PayPal by 726.0% in the 1st quarter. Evermay Wealth Management LLC now owns 413 shares of the credit services provider’s stock worth $27,000 after purchasing an additional 363 shares in the last quarter. Hilltop National Bank bought a new stake in shares of PayPal in the 2nd quarter worth approximately $27,000. MUFG Securities EMEA plc raised its holdings in shares of PayPal by 100.4% in the 2nd quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after purchasing an additional 87,524 shares in the last quarter. Gordian Capital Singapore Pte Ltd raised its holdings in shares of PayPal by 41.2% in the 1st quarter. Gordian Capital Singapore Pte Ltd now owns 473 shares of the credit services provider’s stock worth $31,000 after purchasing an additional 138 shares in the last quarter. Finally, True Wealth Design LLC raised its holdings in shares of PayPal by 285.3% in the 3rd quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock worth $35,000 after purchasing an additional 388 shares in the last quarter. 68.32% of the stock is owned by institutional investors and hedge funds.

Insider Transactions at PayPal

In other news, EVP Diego Scotti sold 3,838 shares of the company’s stock in a transaction that occurred on Thursday, October 30th. The shares were sold at an average price of $68.97, for a total value of $264,706.86. Following the completion of the sale, the executive vice president directly owned 16,989 shares of the company’s stock, valued at approximately $1,171,731.33. This represents a 18.43% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is accessible through this link. Also, CAO Chris Natali sold 1,374 shares of the company’s stock in a transaction that occurred on Thursday, October 30th. The stock was sold at an average price of $69.13, for a total transaction of $94,984.62. Additional details regarding this sale are available in the official SEC disclosure. In the last three months, insiders sold 14,374 shares of company stock valued at $996,093. Company insiders own 0.08% of the company’s stock.

PayPal Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Wednesday, December 10th. Stockholders of record on Wednesday, November 19th will be paid a $0.14 dividend. This represents a $0.56 dividend on an annualized basis and a dividend yield of 0.8%. The ex-dividend date of this dividend is Wednesday, November 19th.

PayPal Company Profile

(Get Free Report)

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.

Recommended Stories