Capital City Bank Group (CCBG) vs. Its Competitors Financial Review
by Teresa Graham · The Cerbat GemCapital City Bank Group (NASDAQ:CCBG – Get Free Report) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its rivals? We will compare Capital City Bank Group to similar companies based on the strength of its earnings, risk, institutional ownership, analyst recommendations, valuation, dividends and profitability.
Volatility & Risk
Capital City Bank Group has a beta of 0.33, meaning that its stock price is 67% less volatile than the S&P 500. Comparatively, Capital City Bank Group’s rivals have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.
Institutional and Insider Ownership
44.6% of Capital City Bank Group shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 19.8% of Capital City Bank Group shares are held by insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Dividends
Capital City Bank Group pays an annual dividend of $1.08 per share and has a dividend yield of 2.1%. Capital City Bank Group pays out 29.5% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Capital City Bank Group has increased its dividend for 11 consecutive years. Capital City Bank Group lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.
Valuation & Earnings
This table compares Capital City Bank Group and its rivals top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| Capital City Bank Group | $286.74 million | $61.56 million | 13.92 |
| Capital City Bank Group Competitors | $37.93 billion | $2.42 billion | 21.38 |
Capital City Bank Group’s rivals have higher revenue and earnings than Capital City Bank Group. Capital City Bank Group is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.
Profitability
This table compares Capital City Bank Group and its rivals’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Capital City Bank Group | 21.85% | 11.12% | 1.42% |
| Capital City Bank Group Competitors | 15.64% | 9.43% | 0.93% |
Analyst Recommendations
This is a breakdown of current ratings and target prices for Capital City Bank Group and its rivals, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Capital City Bank Group | 0 | 3 | 0 | 1 | 2.50 |
| Capital City Bank Group Competitors | 7492 | 30246 | 27845 | 1488 | 2.35 |
Capital City Bank Group presently has a consensus target price of $51.75, indicating a potential upside of 1.59%. As a group, “Banks” companies have a potential upside of 14.52%. Given Capital City Bank Group’s rivals higher possible upside, analysts plainly believe Capital City Bank Group has less favorable growth aspects than its rivals.
Summary
Capital City Bank Group rivals beat Capital City Bank Group on 9 of the 15 factors compared.
Capital City Bank Group Company Profile
Capital City Bank Group, Inc. is a financial holding company headquartered in Tallahassee, Florida. Founded in 1895, it provides banking and related financial services through its principal subsidiary, Capital City Bank. The company serves individuals, businesses and organizations with deposit accounts, consumer and commercial loans, mortgages, treasury and cash-management services, and online and mobile banking. It also offers trust, investment and wealth-management services. Capital City Bank Group serves communities in Florida, Georgia and Alabama.