What is Zacks Research’s Forecast for NMI FY2025 Earnings?

by · The Cerbat Gem

NMI Holdings Inc (NASDAQ:NMIH – Free Report) – Research analysts at Zacks Research dropped their FY2025 earnings per share (EPS) estimates for NMI in a research report issued on Friday, December 19th. Zacks Research analyst Team now forecasts that the financial services provider will earn $4.88 per share for the year, down from their previous forecast of $4.89. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2025 earnings at $1.17 EPS, Q3 2026 earnings at $1.26 EPS, Q4 2026 earnings at $1.25 EPS, FY2026 earnings at $5.01 EPS and Q2 2027 earnings at $1.40 EPS.

NMI (NASDAQ:NMIH – Get Free Report) last issued its quarterly earnings data on Tuesday, November 4th. The financial services provider reported $1.21 EPS for the quarter, meeting the consensus estimate of $1.21. The company had revenue of $171.56 million during the quarter, compared to analysts’ expectations of $177.01 million. NMI had a net margin of 55.02% and a return on equity of 16.08%. NMI’s revenue for the quarter was up 7.6% on a year-over-year basis. During the same quarter in the previous year, the company earned $1.15 earnings per share.

A number of other brokerages also recently issued reports on NMIH. JPMorgan Chase & Co. lowered their price objective on NMI from $43.00 to $42.00 and set an “overweight” rating on the stock in a research report on Wednesday, November 5th. Weiss Ratings restated a “buy (b)” rating on shares of NMI in a research note on Wednesday, October 8th. Barclays reaffirmed a “cautious” rating on shares of NMI in a report on Monday, October 6th. Finally, Keefe, Bruyette & Woods raised NMI from a “market perform” rating to an “outperform” rating and boosted their price objective for the stock from $46.00 to $48.00 in a report on Thursday, December 18th. Four investment analysts have rated the stock with a Buy rating and two have given a Hold rating to the stock. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average price target of $42.20.

Read Our Latest Stock Analysis on NMI

NMI Stock Up 0.5%

Shares of NASDAQ:NMIH opened at $41.62 on Monday. The firm has a fifty day moving average price of $37.75 and a two-hundred day moving average price of $38.67. The company has a market cap of $3.20 billion, a price-to-earnings ratio of 8.71, a PEG ratio of 1.29 and a beta of 0.66. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.86 and a quick ratio of 0.86. NMI has a one year low of $31.90 and a one year high of $43.20.

Hedge Funds Weigh In On NMI

A number of hedge funds have recently modified their holdings of the company. PNC Financial Services Group Inc. boosted its holdings in shares of NMI by 4.1% during the second quarter. PNC Financial Services Group Inc. now owns 6,661 shares of the financial services provider’s stock worth $281,000 after purchasing an additional 264 shares during the period. Arizona State Retirement System raised its position in NMI by 1.2% during the 3rd quarter. Arizona State Retirement System now owns 23,099 shares of the financial services provider’s stock valued at $886,000 after purchasing an additional 277 shares during the last quarter. Nisa Investment Advisors LLC raised its position in NMI by 22.5% during the 3rd quarter. Nisa Investment Advisors LLC now owns 1,572 shares of the financial services provider’s stock valued at $60,000 after purchasing an additional 289 shares during the last quarter. Harbor Capital Advisors Inc. lifted its holdings in NMI by 51.5% in the 3rd quarter. Harbor Capital Advisors Inc. now owns 856 shares of the financial services provider’s stock worth $33,000 after buying an additional 291 shares during the period. Finally, California State Teachers Retirement System grew its position in shares of NMI by 0.5% in the 2nd quarter. California State Teachers Retirement System now owns 70,112 shares of the financial services provider’s stock worth $2,958,000 after buying an additional 328 shares during the last quarter. Hedge funds and other institutional investors own 94.12% of the company’s stock.

Insider Transactions at NMI

In other news, Director Michael J. Embler sold 20,000 shares of the firm’s stock in a transaction dated Wednesday, November 19th. The stock was sold at an average price of $36.90, for a total transaction of $738,000.00. Following the transaction, the director directly owned 46,046 shares of the company’s stock, valued at approximately $1,699,097.40. This trade represents a 30.28% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. 3.00% of the stock is currently owned by insiders.

About NMI

(Get Free Report)

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.

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