HA Sustainable Infrastructure Capital (NYSE:HASI) and Block (NYSE:XYZ) Head to Head Comparison
by Scott Moore · The Cerbat GemBlock (NYSE:XYZ – Get Free Report) and HA Sustainable Infrastructure Capital (NYSE:HASI – Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, valuation, dividends, profitability, risk and analyst recommendations.
Institutional & Insider Ownership
70.4% of Block shares are owned by institutional investors. Comparatively, 96.1% of HA Sustainable Infrastructure Capital shares are owned by institutional investors. 11.4% of Block shares are owned by company insiders. Comparatively, 2.2% of HA Sustainable Infrastructure Capital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Analyst Ratings
This is a breakdown of current ratings and price targets for Block and HA Sustainable Infrastructure Capital, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Block | 0 | 9 | 29 | 4 | 2.88 |
| HA Sustainable Infrastructure Capital | 0 | 3 | 10 | 0 | 2.77 |
Block currently has a consensus target price of $95.45, suggesting a potential upside of 28.43%. HA Sustainable Infrastructure Capital has a consensus target price of $48.10, suggesting a potential upside of 32.81%. Given HA Sustainable Infrastructure Capital’s higher possible upside, analysts clearly believe HA Sustainable Infrastructure Capital is more favorable than Block.
Volatility and Risk
Block has a beta of 2.55, indicating that its share price is 155% more volatile than the S&P 500. Comparatively, HA Sustainable Infrastructure Capital has a beta of 1.42, indicating that its share price is 42% more volatile than the S&P 500.
Profitability
This table compares Block and HA Sustainable Infrastructure Capital’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Block | 1.43% | 8.10% | 4.53% |
| HA Sustainable Infrastructure Capital | 18.61% | 13.62% | 4.28% |
Valuation & Earnings
This table compares Block and HA Sustainable Infrastructure Capital”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Block | $24.19 billion | 1.85 | $1.31 billion | $0.56 | 132.72 |
| HA Sustainable Infrastructure Capital | $462.89 million | 10.05 | $184.55 million | $0.53 | 68.34 |
Block has higher revenue and earnings than HA Sustainable Infrastructure Capital. HA Sustainable Infrastructure Capital is trading at a lower price-to-earnings ratio than Block, indicating that it is currently the more affordable of the two stocks.
Summary
Block beats HA Sustainable Infrastructure Capital on 10 of the 15 factors compared between the two stocks.
About Block
Square, Inc. provides payment and point-of-sale solutions in the United States and internationally. The company's commerce ecosystem includes point-of-sale software and hardware that enables sellers to turn mobile and computing devices into payment and point-of-sale solutions. It offers hardware products, including Magstripe reader, which enables swiped transactions of magnetic stripe cards; Contactless and chip reader that accepts EMV® chip cards and Near Field Communication payments; Chip card reader, which accepts EMV® chip cards and enables swiped transactions of magnetic stripe cards; Square Stand, which enables an iPad to be used as a payment terminal or full point of sale solution; and Square Register that combines its hardware, point-of-sale software, and payments technology, as well as managed payments solutions. The company also provides Square Point of Sale software; Cash App, which provides access to the financial system, allowing customers to electronically send, store, and spend money; Caviar, a food ordering platform for restaurants to offer food ordering, pickup and delivery, to their customers; and Square Capital that facilitates loans to sellers based on real-time payment and point-of-sale data. Square, Inc. was founded in 2009 and is headquartered in San Francisco, California.
About HA Sustainable Infrastructure Capital
HA Sustainable Infrastructure Capital, Inc., through its subsidiaries, engages in the investment of energy efficiency, renewable energy, and sustainable infrastructure markets in the United States. The company’s portfolio includes equity investments, commercial and government receivables, real estate, and debt securities. It invests in climate solutions, including Behind-the-Meter, which distributes energy projects that reduce energy usage or cost through heating, ventilation, and air conditioning systems, as well as lighting, energy controls, roofs, windows, building shells, and/or combined heat and power systems; Grid-Connected, a renewable energy projects that deploy cleaner energy sources, such as solar, solar-plus-storage, and wind to generate power production; and Fuels, Transport, and Nature, a range of real assets spanning high-emitting economic sectors other than the power grid such as transportation and fuels comprising renewable natural gas plants, transportation fleet enhancements, ecological restoration, and other projects. HA Sustainable Infrastructure Capital, Inc. was founded in 1981 and is headquartered in Annapolis, Maryland.