First Northwest Bancorp (NASDAQ:FNWB) & TriCo Bancshares (NASDAQ:TCBK) Head to Head Analysis

First Northwest Bancorp (NASDAQ:FNWB – Get Free Report) and TriCo Bancshares (NASDAQ:TCBK – Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends and institutional ownership.

Institutional & Insider Ownership

66.1% of First Northwest Bancorp shares are owned by institutional investors. Comparatively, 59.1% of TriCo Bancshares shares are owned by institutional investors. 5.5% of First Northwest Bancorp shares are owned by company insiders. Comparatively, 4.8% of TriCo Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Risk & Volatility

First Northwest Bancorp has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, TriCo Bancshares has a beta of 0.64, meaning that its share price is 36% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for First Northwest Bancorp and TriCo Bancshares, as reported by MarketBeat.com.

First Northwest Bancorp currently has a consensus target price of $13.50, indicating a potential upside of 38.89%. TriCo Bancshares has a consensus target price of $48.60, indicating a potential upside of 0.60%. Given First Northwest Bancorp’s higher probable upside, analysts clearly believe First Northwest Bancorp is more favorable than TriCo Bancshares.

Profitability

This table compares First Northwest Bancorp and TriCo Bancshares’ net margins, return on equity and return on assets.

Earnings and Valuation

This table compares First Northwest Bancorp and TriCo Bancshares”s revenue, earnings per share and valuation.

TriCo Bancshares has higher revenue and earnings than First Northwest Bancorp. TriCo Bancshares is trading at a lower price-to-earnings ratio than First Northwest Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

TriCo Bancshares beats First Northwest Bancorp on 10 of the 14 factors compared between the two stocks.

About First Northwest Bancorp

(Get Free Report)

First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. The company accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. It also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. First Northwest Bancorp operates branch offices in Clallam, Jefferson, King, Kitsap, and Whatcom Counties, Washington. First Northwest Bancorp was founded in 1923 and is based in Port Angeles, Washington.

About TriCo Bancshares

(Get Free Report)

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, other vehicle, and personal loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; credit and debit cards; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. Further, it provides checking, saving, and money market accounts, as well as individual retirement accounts; equipment financing; certificate of deposit account registry service; certificated of deposit; and IntraFi cash service. TriCo Bancshares was founded in 1975 and is headquartered in Chico, California.