Byline Bancorp (NYSE:BY) Shares Gap Down – What’s Next?
by Doug Wharley · The Cerbat GemByline Bancorp, Inc. (NYSE:BY – Get Free Report) shares gapped down before the market opened on Friday . The stock had previously closed at $31.71, but opened at $30.68. Byline Bancorp shares last traded at $31.3490, with a volume of 92,895 shares changing hands.
More Byline Bancorp News
Here are the key news stories impacting Byline Bancorp this week:
- Positive Sentiment: Q4 results beat consensus: Byline reported $0.76 EPS vs. $0.72 expected and revenue of ~$117.0M vs. ~$112.5M expected; net interest income strengthened and full‑year 2025 delivered record revenue (~$446.3M). These are clear fundamental positives for earnings growth and margins. Byline Bancorp, Inc. Reports Fourth Quarter and Full Year 2025 Financial Results
- Positive Sentiment: Dividend raised — management increased the quarterly dividend 20% to $0.12 (annualized yield ~1.5%), signaling confidence in capital and cash flow. This supports income-oriented investors and can underpin the share price over time.
- Positive Sentiment: Street commentary and metric context highlight improvement year-over-year: analysts note EPS up vs. prior-year and key metrics (net margin ~20%, ROE ~11.3%) that reflect operating leverage in the quarter. Byline Bancorp (BY) Q4 Earnings and Revenues Top Estimates
- Neutral Sentiment: Management made conference call materials and the slide deck available — useful for investors wanting management commentary on loan growth, margins, capital plans, and guidance. Review the deck/call for details that could move sentiment. Listen to Conference Call
- Neutral Sentiment: Media summaries and snapshots (Yahoo/MSN) provide quick reads of the quarter and sales commentary — useful for a high-level check but contain less analysis than the press release/call. Byline Bancorp: Q4 Earnings Snapshot
- Negative Sentiment: Shares traded lower despite the beat and dividend raise. That pullback likely reflects short‑term profit-taking after a recent run toward the 52‑week high and/or investors waiting for guidance details; it could also be a valuation reset given a modest dividend yield. Monitor volume and follow-up analyst commentary for confirmation. Byline Bancorp’s (NYSE:BY) Q4 CY2025: Strong sales
Wall Street Analyst Weigh In
A number of brokerages have recently commented on BY. Piper Sandler upped their price target on Byline Bancorp from $34.00 to $35.00 and gave the company an “overweight” rating in a research report on Tuesday, October 28th. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Byline Bancorp in a report on Wednesday. Finally, Keefe, Bruyette & Woods lifted their target price on shares of Byline Bancorp from $31.00 to $32.00 and gave the company a “market perform” rating in a research report on Monday, October 27th. Three analysts have rated the stock with a Buy rating and two have issued a Hold rating to the stock. Based on data from MarketBeat.com, Byline Bancorp currently has an average rating of “Moderate Buy” and a consensus price target of $33.25.
Read Our Latest Stock Report on BY
Byline Bancorp Price Performance
The stock has a market cap of $1.43 billion, a PE ratio of 11.08 and a beta of 0.86. The business has a 50 day moving average price of $29.40 and a two-hundred day moving average price of $28.25.
Byline Bancorp (NYSE:BY – Get Free Report) last issued its quarterly earnings data on Thursday, January 22nd. The company reported $0.76 earnings per share for the quarter, topping analysts’ consensus estimates of $0.72 by $0.04. The firm had revenue of $117.01 million for the quarter, compared to analyst estimates of $112.51 million. Byline Bancorp had a return on equity of 11.26% and a net margin of 20.01%. On average, sell-side analysts forecast that Byline Bancorp, Inc. will post 2.6 earnings per share for the current fiscal year.
Byline Bancorp Increases Dividend
The business also recently announced a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Tuesday, February 3rd will be given a dividend of $0.12 per share. This is a positive change from Byline Bancorp’s previous quarterly dividend of $0.10. This represents a $0.48 dividend on an annualized basis and a dividend yield of 1.5%. The ex-dividend date is Tuesday, February 3rd. Byline Bancorp’s dividend payout ratio (DPR) is currently 14.23%.
Byline Bancorp announced that its Board of Directors has initiated a share repurchase plan on Thursday, December 11th that authorizes the company to repurchase $2.25 million in outstanding shares. This repurchase authorization authorizes the company to purchase up to 0.2% of its stock through open market purchases. Stock repurchase plans are generally an indication that the company’s board believes its stock is undervalued.
Insider Activity
In related news, insider Thomas Abraham sold 23,400 shares of the stock in a transaction that occurred on Tuesday, October 28th. The stock was sold at an average price of $26.89, for a total transaction of $629,226.00. Following the completion of the transaction, the insider directly owned 38,882 shares of the company’s stock, valued at approximately $1,045,536.98. This represents a 37.57% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link. Company insiders own 28.79% of the company’s stock.
Hedge Funds Weigh In On Byline Bancorp
Institutional investors and hedge funds have recently made changes to their positions in the business. EverSource Wealth Advisors LLC raised its position in shares of Byline Bancorp by 99.5% during the 3rd quarter. EverSource Wealth Advisors LLC now owns 1,095 shares of the company’s stock valued at $30,000 after buying an additional 546 shares in the last quarter. State of Alaska Department of Revenue bought a new stake in shares of Byline Bancorp during the third quarter worth $46,000. Farther Finance Advisors LLC purchased a new stake in Byline Bancorp in the 2nd quarter valued at about $64,000. Russell Investments Group Ltd. boosted its holdings in shares of Byline Bancorp by 1,572.5% in the third quarter. Russell Investments Group Ltd. now owns 2,860 shares of the company’s stock valued at $79,000 after purchasing an additional 2,689 shares during the period. Finally, CWM LLC increased its holdings in Byline Bancorp by 59.5% during the 2nd quarter. CWM LLC now owns 3,650 shares of the company’s stock worth $98,000 after purchasing an additional 1,362 shares during the period. 67.73% of the stock is owned by hedge funds and other institutional investors.
Byline Bancorp Company Profile
Byline Bancorp, Inc is the bank holding company for Byline Bank, a full-service commercial bank headquartered in Chicago, Illinois. Established under its current name in 2016, the company operates as a community-focused financial institution offering a broad array of banking products and services to corporate, professional and consumer clients.
On the commercial banking side, Byline Bancorp serves small and midsize businesses, real estate developers, professional services firms and nonprofit organizations.