NMI (NASDAQ:NMIH) Trading Down 6.3% – Should You Sell?

13 Jan 2026, 22:38 by Sarita Garza · The Markets Daily

Shares of NMI Holdings Inc (NASDAQ:NMIH – Get Free Report) dropped 6.3% during mid-day trading on Tuesday . The company traded as low as $36.74 and last traded at $36.8250. Approximately 228,452 shares were traded during trading, a decline of 34% from the average daily volume of 347,264 shares. The stock had previously closed at $39.31.

Wall Street Analyst Weigh In

Several research analysts have issued reports on NMIH shares. Keefe, Bruyette & Woods upgraded NMI from a “market perform” rating to an “outperform” rating and increased their price target for the stock from $46.00 to $48.00 in a report on Thursday, December 18th. JPMorgan Chase & Co. lifted their price target on shares of NMI from $42.00 to $43.00 and gave the company an “overweight” rating in a research report on Monday. Barclays boosted their price target on shares of NMI from $43.00 to $44.00 and gave the company an “equal weight” rating in a research note on Tuesday, January 6th. UBS Group set a $43.00 price objective on shares of NMI in a report on Monday. Finally, Weiss Ratings reissued a “buy (b)” rating on shares of NMI in a research report on Wednesday, October 8th. Four analysts have rated the stock with a Buy rating and two have given a Hold rating to the company. Based on data from MarketBeat.com, NMI currently has a consensus rating of “Moderate Buy” and a consensus price target of $43.00.

Check Out Our Latest Stock Analysis on NMIH

NMI Stock Performance

The company’s 50-day simple moving average is $39.02 and its 200 day simple moving average is $38.68. The stock has a market cap of $2.80 billion, a P/E ratio of 7.61, a PEG ratio of 1.22 and a beta of 0.66. The company has a current ratio of 0.86, a quick ratio of 0.86 and a debt-to-equity ratio of 0.17.

NMI (NASDAQ:NMIH – Get Free Report) last announced its quarterly earnings data on Tuesday, November 4th. The financial services provider reported $1.21 earnings per share (EPS) for the quarter, meeting analysts’ consensus estimates of $1.21. The firm had revenue of $171.56 million during the quarter, compared to the consensus estimate of $177.01 million. NMI had a return on equity of 16.08% and a net margin of 55.02%.The business’s revenue for the quarter was up 7.6% on a year-over-year basis. During the same quarter in the prior year, the company earned $1.15 EPS. As a group, sell-side analysts expect that NMI Holdings Inc will post 4.62 EPS for the current fiscal year.

Insider Buying and Selling

In other NMI news, Director Michael J. Embler sold 20,000 shares of the business’s stock in a transaction dated Wednesday, November 19th. The shares were sold at an average price of $36.90, for a total value of $738,000.00. Following the transaction, the director directly owned 46,046 shares in the company, valued at $1,699,097.40. The trade was a 30.28% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Corporate insiders own 3.00% of the company’s stock.

Institutional Trading of NMI

A number of large investors have recently bought and sold shares of the company. SG Americas Securities LLC increased its holdings in NMI by 92.4% in the 4th quarter. SG Americas Securities LLC now owns 37,812 shares of the financial services provider’s stock worth $1,542,000 after acquiring an additional 18,157 shares during the last quarter. Diversified Trust Co. increased its stake in shares of NMI by 4.0% in the fourth quarter. Diversified Trust Co. now owns 36,705 shares of the financial services provider’s stock worth $1,497,000 after purchasing an additional 1,421 shares in the last quarter. Wealth Enhancement Advisory Services LLC raised its position in shares of NMI by 14.7% in the fourth quarter. Wealth Enhancement Advisory Services LLC now owns 25,333 shares of the financial services provider’s stock valued at $1,023,000 after purchasing an additional 3,252 shares during the period. CWA Asset Management Group LLC boosted its holdings in NMI by 5.2% in the 4th quarter. CWA Asset Management Group LLC now owns 47,658 shares of the financial services provider’s stock worth $1,944,000 after buying an additional 2,368 shares during the period. Finally, GAMMA Investing LLC lifted its position in shares of NMI by 38.9% during the fourth quarter. GAMMA Investing LLC now owns 2,072 shares of the financial services provider’s stock worth $85,000 after acquiring an additional 580 shares in the last quarter. 94.12% of the stock is owned by hedge funds and other institutional investors.

About NMI

(Get Free Report)

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.