Empirical Finance LLC Acquires 2,072 Shares of Visa Inc. $V

by · The Markets Daily

Empirical Finance LLC raised its holdings in Visa Inc. (NYSE:VFree Report) by 4.8% in the second quarter, Holdings Channel reports. The firm owned 45,436 shares of the credit-card processor’s stock after purchasing an additional 2,072 shares during the period. Visa accounts for 0.6% of Empirical Finance LLC’s investment portfolio, making the stock its 26th largest holding. Empirical Finance LLC’s holdings in Visa were worth $15,589,000 at the end of the most recent reporting period.

Several other large investors have also recently made changes to their positions in the business. Parvin Asset Management LLC boosted its holdings in shares of Visa by 200.0% in the 3rd quarter. Parvin Asset Management LLC now owns 75 shares of the credit-card processor’s stock worth $26,000 after buying an additional 50 shares during the last quarter. Philadelphia Investment Partners LLC purchased a new stake in Visa during the second quarter worth about $29,000. Virtus Advisers LLC bought a new stake in Visa in the second quarter worth about $33,000. RHL Group LLC bought a new stake in Visa in the fourth quarter worth about $34,000. Finally, Timmons Wealth Management LLC purchased a new position in Visa in the fourth quarter valued at about $34,000. 82.15% of the stock is owned by hedge funds and other institutional investors.

Visa News Summary

Here are the key news stories impacting Visa this week:

  • Positive Sentiment: Visa introduced an onchain credit model that combines VisaNet settlement data with blockchain-lending infrastructure. The program is intended to help stablecoin-linked card issuers and fintechs obtain working capital, potentially supporting transaction growth and increasing Visa’s relevance in digital-asset payments. Visa expands data offering for blockchain lenders
  • Positive Sentiment: Demand for Visa’s stablecoin-linked card infrastructure is accelerating. Visa now supports more than 160 programs, with payment volume reportedly up nearly 200% year over year and stablecoin settlement activity reaching an annualized rate of about $20 billion. That growth could create additional payment-volume opportunities over time. Visa connects settlement data to blockchain lenders
  • Positive Sentiment: Visa cited Credit Coop as an early example of the model. The blockchain lender has reportedly financed more than $2.5 billion in cumulative settlement volume since 2023 across more than 3,000 borrowing events and 9,000 repayments, with no reported defaults—an early indication that the approach can support payment settlement financing. Visa onchain lending model with Credit Coop
  • Neutral Sentiment: Commentary on Visa’s VAMP risk-management framework and Mastercard’s GMAP suggests both networks are adapting fraud and payment-risk strategies as digital payments evolve. The discussion offers strategic context but does not identify a specific change to Visa’s earnings outlook. Visa and Mastercard risk strategies
  • Negative Sentiment: The onchain initiative introduces exposure to regulatory uncertainty, crypto-market volatility, counterparty credit risk and execution challenges. Visa’s high valuation means investors may expect rapid monetization, while the announcements provide limited detail on near-term revenue or profit contributions.

Visa Stock Performance

Shares of NYSE:V traded down $6.25 during trading on Tuesday, hitting $368.82. 4,927,265 shares of the company were exchanged, compared to its average volume of 7,770,979. Visa Inc. has a 52-week low of $293.89 and a 52-week high of $385.57. The stock has a 50 day moving average of $364.28 and a 200 day moving average of $333.79. The company has a debt-to-equity ratio of 0.60, a current ratio of 0.99 and a quick ratio of 0.99. The company has a market cap of $658.14 billion, a PE ratio of 31.36, a P/E/G ratio of 2.01 and a beta of 0.76.

Visa (NYSE:VGet Free Report) last announced its quarterly earnings results on Tuesday, July 28th. The credit-card processor reported $3.32 earnings per share for the quarter, beating the consensus estimate of $3.23 by $0.09. Visa had a return on equity of 67.68% and a net margin of 50.78%.The company had revenue of $11.63 billion during the quarter, compared to analysts’ expectations of $11.40 billion. During the same period in the previous year, the business earned $2.98 earnings per share. The firm’s quarterly revenue was up 14.4% compared to the same quarter last year. As a group, equities research analysts predict that Visa Inc. will post 13.16 EPS for the current year.

Visa Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Tuesday, September 1st. Shareholders of record on Tuesday, August 11th were issued a dividend of $0.67 per share. This represents a $2.68 dividend on an annualized basis and a yield of 0.7%. The ex-dividend date of this dividend was Tuesday, August 11th. Visa’s payout ratio is presently 22.79%.

Insider Buying and Selling at Visa

In other news, CEO Ryan Mcinerney sold 20,970 shares of the company’s stock in a transaction dated Monday, June 29th. The stock was sold at an average price of $340.25, for a total transaction of $7,135,042.50. Following the sale, the chief executive officer directly owned 15,174 shares in the company, valued at $5,162,953.50. This represents a 58.02% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Tullier Mahon sold 57,272 shares of the stock in a transaction dated Thursday, July 30th. The stock was sold at an average price of $364.97, for a total transaction of $20,902,561.84. Following the completion of the sale, the insider directly owned 49,662 shares in the company, valued at approximately $18,125,140.14. The trade was a 53.56% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders sold 104,537 shares of company stock valued at $37,540,837 in the last quarter. 0.12% of the stock is currently owned by corporate insiders.

Analysts Set New Price Targets

A number of research analysts have recently weighed in on the stock. Morgan Stanley reissued an “overweight” rating and set a $416.00 target price on shares of Visa in a research report on Wednesday, July 29th. Susquehanna reaffirmed a “positive” rating and issued a $427.00 price target (up from $410.00) on shares of Visa in a report on Wednesday, July 29th. UBS Group reiterated a “buy” rating and issued a $420.00 price objective (up from $410.00) on shares of Visa in a research note on Wednesday, July 29th. Citigroup reissued a “buy” rating and set a $440.00 price objective (up from $400.00) on shares of Visa in a report on Wednesday, July 29th. Finally, JPMorgan Chase & Co. boosted their target price on Visa from $400.00 to $450.00 and gave the company an “overweight” rating in a research note on Wednesday, July 29th. Seven equities research analysts have rated the stock with a Strong Buy rating and twenty-four have issued a Buy rating to the company. According to data from MarketBeat, the stock has an average rating of “Buy” and a consensus target price of $416.62.

View Our Latest Stock Report on V

Visa Company Profile

(Free Report)

Visa Inc is a global payments technology company that operates one of the world’s largest electronic payment networks. The company connects consumers, businesses, financial institutions and governments, enabling transactions through credit, debit, prepaid and commercial payment products. Visa generally does not issue cards, extend credit or set consumer interest rates; instead, it provides the network, technology and services that support payments.

Visa’s products and services include Visa-branded cards, digital payment solutions, tokenization, fraud prevention, risk management, data analytics and payment acceptance tools.

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