Synchrony Financial $SYF Position Increased by Lecap Asset Management Ltd.

08 Jan 2026, 13:46 by Danessa Lincoln · The Markets Daily

Lecap Asset Management Ltd. lifted its position in Synchrony Financial (NYSE:SYF – Free Report) by 48.4% during the 3rd quarter, HoldingsChannel.com reports. The fund owned 19,552 shares of the financial services provider’s stock after buying an additional 6,376 shares during the quarter. Lecap Asset Management Ltd.’s holdings in Synchrony Financial were worth $1,389,000 at the end of the most recent quarter.

A number of other large investors have also made changes to their positions in the company. Bank of America Corp DE grew its stake in Synchrony Financial by 34.6% in the second quarter. Bank of America Corp DE now owns 13,595,381 shares of the financial services provider’s stock valued at $907,356,000 after purchasing an additional 3,494,741 shares in the last quarter. Ameriprise Financial Inc. grew its stake in shares of Synchrony Financial by 8.3% in the 2nd quarter. Ameriprise Financial Inc. now owns 5,307,077 shares of the financial services provider’s stock valued at $354,194,000 after buying an additional 406,796 shares in the last quarter. Norges Bank acquired a new position in Synchrony Financial in the second quarter worth approximately $299,360,000. Goldman Sachs Group Inc. raised its position in Synchrony Financial by 2.9% during the first quarter. Goldman Sachs Group Inc. now owns 4,288,286 shares of the financial services provider’s stock valued at $227,022,000 after acquiring an additional 120,045 shares in the last quarter. Finally, AQR Capital Management LLC raised its position in Synchrony Financial by 6.1% during the second quarter. AQR Capital Management LLC now owns 4,266,366 shares of the financial services provider’s stock valued at $284,737,000 after acquiring an additional 245,527 shares in the last quarter. Institutional investors and hedge funds own 96.48% of the company’s stock.

Insiders Place Their Bets

In related news, insider Jonathan S. Mothner sold 32,000 shares of the company’s stock in a transaction on Monday, November 17th. The shares were sold at an average price of $72.80, for a total transaction of $2,329,600.00. Following the completion of the transaction, the insider directly owned 127,100 shares in the company, valued at $9,252,880. This represents a 20.11% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, insider Darrell Owens sold 2,989 shares of the stock in a transaction on Monday, November 3rd. The shares were sold at an average price of $74.02, for a total transaction of $221,245.78. Following the completion of the sale, the insider directly owned 16,096 shares of the company’s stock, valued at approximately $1,191,425.92. This trade represents a 15.66% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 55,075 shares of company stock valued at $4,036,892 over the last ninety days. 0.32% of the stock is owned by insiders.

Synchrony Financial Stock Down 1.2%

SYF stock opened at $87.42 on Thursday. The stock has a market capitalization of $31.48 billion, a price-to-earnings ratio of 9.54, a price-to-earnings-growth ratio of 0.61 and a beta of 1.43. The company has a 50-day moving average of $79.43 and a two-hundred day moving average of $74.53. Synchrony Financial has a 52-week low of $40.54 and a 52-week high of $88.53. The company has a debt-to-equity ratio of 0.91, a current ratio of 1.24 and a quick ratio of 1.24.

Synchrony Financial (NYSE:SYF – Get Free Report) last posted its quarterly earnings data on Wednesday, October 15th. The financial services provider reported $2.86 EPS for the quarter, topping analysts’ consensus estimates of $2.22 by $0.64. Synchrony Financial had a return on equity of 22.96% and a net margin of 15.84%.The business had revenue of $3.82 billion for the quarter, compared to analyst estimates of $3.79 billion. During the same period in the previous year, the company posted $1.94 earnings per share. The firm’s revenue for the quarter was up .2% on a year-over-year basis. As a group, equities research analysts anticipate that Synchrony Financial will post 7.67 EPS for the current year.

Synchrony Financial announced that its board has authorized a share repurchase program on Wednesday, October 15th that permits the company to buyback $1.00 billion in outstanding shares. This buyback authorization permits the financial services provider to repurchase up to 3.7% of its shares through open market purchases. Shares buyback programs are typically an indication that the company’s leadership believes its shares are undervalued.

Synchrony Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Monday, November 17th. Stockholders of record on Wednesday, November 5th were issued a dividend of $0.30 per share. The ex-dividend date was Wednesday, November 5th. This represents a $1.20 dividend on an annualized basis and a dividend yield of 1.4%. Synchrony Financial’s payout ratio is 13.10%.

Analyst Upgrades and Downgrades

SYF has been the topic of several analyst reports. Baird R W lowered shares of Synchrony Financial from a “strong-buy” rating to a “hold” rating in a research note on Friday, December 5th. UBS Group lifted their price objective on shares of Synchrony Financial from $78.00 to $79.00 and gave the company a “neutral” rating in a research note on Tuesday, October 7th. HSBC raised shares of Synchrony Financial from a “hold” rating to a “buy” rating and increased their target price for the stock from $73.00 to $81.00 in a research report on Friday, October 10th. BTIG Research reaffirmed a “buy” rating and issued a $100.00 price target on shares of Synchrony Financial in a research report on Thursday, October 16th. Finally, Truist Financial increased their price objective on Synchrony Financial from $78.00 to $92.00 and gave the company a “hold” rating in a report on Monday, December 22nd. One investment analyst has rated the stock with a Strong Buy rating, eleven have issued a Buy rating and eleven have given a Hold rating to the company’s stock. According to MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $85.11.

View Our Latest Stock Analysis on Synchrony Financial

Synchrony Financial Company Profile

(Free Report)

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.